Case Study 5 (Data Governance)

Risk Appetite

Applicant: Jo Goal: Increase in credit card Channel: Bank Direct 

Scenario 6 A.png

Questions to Consider

  • What is the ongoing expectation for the lender to monitor these risk transactions on the account?

  • What would the expectation for the Lender’s account management be?

  • Is it a fair consumer expectation that these transactions are being evaluated?

  • When does it become a moral assessment?

  • What defines ‘safe gambling’?