Case Study 8 (Interpretation of Data)

Actuals Lower than Benchmark

Applicant: Alison Goal: Loan Channel: Branch

Scenario 5.png

FORUM DISCUSSION

Feel free to add any comments, however we are particularly keen to hear:

  • How does the lender separate their risk appetite from their responsible lending policies and decisions?

  • What is good practice here – take the lower actual or higher benchmark for expenses?