Our objective is to support the industry to reach a shared sense of what good responsible lending looks like to enable better policy and better, radically simple approaches to responsible lending processes.
From the workshops conducted as a part of our Expense Verification Framework Initiative in early 2019 , we believe that a radical simplicity approach is worth exploring as it could enable all the responsible lending goals to be met. To this end we have published two White Papers that capture the findings of our Initiative and consider the experiences and insights of a range of lenders, experts and regulators and suggest a number of ways forward.
White Paper 1 - Responsible Lending, Automated. Better Outcomes For Everyone
White Paper 2 - Responsible Lending, Automated. Towards A Consumer-Centric Operational Approach