Our Vision

Streamlining Loan Applications Responsibly

Verifier is the new multi-source, multi-access method solution to online income verification developed by InFact Decisions. Verifier uses the secure courier method of accessing income data. Verifier does so in a way which respects the information security needs of both consumers and income data providers while at the same time delivering the ease of online processing for lenders.

Three parties, one exchange of data, privacy and security by design - for more information and a demonstration contact us below or using the side panel

  • Consumers shouldn't have to choose between comfort and convenience online.
  • Lenders shouldn't have to choose between responsible lending and great customer experience.
  • The interests and obligations of income data providers need to be respected.

The dilemmas faced between convenience and comfort online are resolved with Verifier - the first online income verification tool to offer privacy by design. 

The Verifier team is very excited to have spent the last two years bringing you a better way to get things done. Finally YOU are in the driver’s seat. You make life easier by sharing information online. You are always in control, and life gets simpler.

Why Verifier Exists?

The Australian National Consumer Credit Protection legislation of 2011 requires checking income as a default position. In many cases, this means consumers have to produce evidence of payslips in a manual process that takes days to resolve. As a result, there is a much longer time to yes which is irritating for consumers.

As you know, proof of income is a big issue for lenders.

  • Lower drop outs from the application process (up to 30% in some loan processes)

  • Faster time to yes (minutes not weeks)

  • Lower cost

  • Preserves banking password integrity





Team Members

Lisa Schutz

Stuart Moran
Product Lead

Bipin Pillai
Analytics and Data Science Lead

Paul Marando
Chief Technical Officer

Debra Kruse
Legal Consultant

Mark Jenkins
National Account Director

John Carver
Chief Operating Officer

Lindsay Westaway
National Account Director

Where are we?


Office:  Level 15, 470 Collins Street, Melbourne, 3000
Post: PO Box 627, Toorak,  Australia, 3142


For sales contact: lisa.schutz@verifier.me

For support: paul.marando@verifier.me

For sales: john.carver@verifier.me

For other enquiries: info@verifier.me